Loan Repayment Calculator Loan Amount (P) Annual Interest Rate % Terms/Period months Monthly Payment (EMI) Total Loan / Debt Repayment Loan Repayment Formula:EMI = ( P × r × (1+r)n ) / ((1+r)n − 1)Total Loan Repayment = EMI × nWheren = Terms/Period r = Annual Interest rate / 1200EMI = Equated Monthly InstallmentP = Loan Amount